Kavac, Kotor, Kavač, Kotor Municipality, Montenegro. - Hero Image
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Kavac
Kavač | Kotor Municipality

A Testament to

Fine Living

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Niko Lakovic
Niko Lakovic
Presented At
€895,000
Bedrooms
2
Bathrooms
3
Living
3,337
SQFT
Fireplace
Air Conditioning
Sauna
Terrace
Garage
Outdoor Living Space
Parking
Garden
Balcony
Gate
Pool
Water View
Mountain View
Privacy
Panoramic / Scenic View
Modern
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Kavac, Kotor, Kavač, Kotor Municipality, Montenegro. , Kavač , Kotor Municipality

Villa Panorama Kavac

Area: 310m2 Land area: 465m2 Bedrooms: 2 Bathrooms: 3 Garage, sauna, swimming pool 3 terraces New contemporary villa in Kavac, near Kotor, with a pool, private parking and underground garage, featuring unbeatable views of the sea and the entire Tivat bay. The villa comprises 3 bedrooms and 3 bathrooms. It is sold furnished, with all the equipment and appliances necessary for comfortable living, including the children playing area. The location is quiet, nicely secluded and yet perfectly well connected to the urban areas of Kotor and Tivat and conveniently close to Tivat airport, It is surrounded by nature and rich Mediterranean greenery. The surface of the villa is 310m2 (270m2 net). It consists of two bedrooms, three bathrooms, three terraces, large day zone with spacious modern living room, dining room and a kitchen, garages and sauna, including the swimming pool in the yard. The house was built in a modern style and in all its characteristics is unique in the Montenegrin coast.

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Estimate your monthly payments for this property

€
%
€100,000
%
Estimated Monthly Payment $3,160
Monthly Payment Breakdown
Principal & Interest $2,528
Loan Amount $400,000
Total Interest $337,621
Total Cost $737,621

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Important Information
  • This calculator is for illustrative purposes only and does not constitute a loan offer, pre-approval, or commitment to lend.
  • Monthly payment estimates do not include property taxes, homeowner's insurance, HOA fees, or other applicable costs which may significantly increase your actual payment.
  • Interest rates shown are for demonstration only. Actual rates depend on your credit score, down payment, loan type, property location, and current market conditions.
  • This tool provides estimates only. Consult with a licensed mortgage professional for accurate quotes and personalized advice.

Market Opinion

Our perspective on current market conditions in Kavač. For informational purposes only — always consult a licensed real estate professional before making decisions.

Market Analysis
International luxury real estate typically appreciates steadily over time.
65
Buyer Score
Estimated regional appreciation: 4% annually
Ultra-luxury properties tend to be more resilient during market downturns

Future Value & Wealth Building

Starting investment: $89,500,000 20% down ($17,900,000)

Investment Perspective
$ $ $
$1 → $1.36
Every dollar invested today could become $1.36 in 10 years
$100 → 136 $1,000 → $1,362
+$7,691
$7,691/day
Your home may appreciate while you sleep
$53,983/week $233,926/mo $2,807,111/yr
$100K Investment Comparison (10 Years)
Real Estate (Leveraged)
$281K
S&P 500 Index
$259K
High-Yield Savings
$155K
Real estate leverage: potential 8% advantage over stocks
RENT 💸 -$49.2M
vs
OWN 📈 +$69.9M
$69.9M Potential Equity
vs $49.2M lost to rent over 10 years
$17.9M Down Payment Growth
3.9x
10yr
$69.9M
8.1x
20yr
$144.6M
12.6x
30yr
$226.0M
Wealth Comparison
×538
Equivalent to 538 average US homes
top 5%
US household wealth ranking
Median: $193K Yours: $226.0M
Time to Double Your Investment (accounting for market cycles)
42.4
years
Conservative
1.65% effective/yr
15.3
years
Optimistic
4.62% effective/yr
Projected Home Values (adjusted for market cycles)
10 Years
Conservative $105.4M +18%
Market $121.9M +36%
Optimistic $140.6M +57%
$69.9M est. equity
20 Years
Conservative $124.1M +39%
Market $166.0M +85%
Optimistic $221.0M +147%
$144.6M est. equity
30 Years
Conservative $146.2M +63%
Market $226.0M +153%
Optimistic $347.3M +288%
$226.0M est. equity

These projections are estimates only and actual results may vary. Past performance does not guarantee future results.

Data from World Bank and regional real estate market research | Estimates based on historical appreciation trends

Frequently Asked Questions

Common questions about this property

This house at Kavac, Kotor, Kavač, Kotor Municipality, Montenegro features 2 bedrooms with 3,337 square feet of living space.
This property offers 3,337 square feet of living space.
This property is listed at $89,500,000, which equals $26820 per square foot.
Based on current market indicators, Kavač shows an active market. The market opportunity score is 65 out of 100, reflecting factors like price trends, inventory levels, and days on market.
This is a house located in Kavač, Kotor Municipality. The property is situated in an established neighborhood with convenient access to local amenities and services.
Niko Lakovic

Niko Lakovic

Montenegro Sotheby's International Realty

License #-7377

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